Simplyhealth launches flexible PMI proposition for SMEs

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Simplyhealth has launched a new flexible private medical insurance proposition for small to medium sized businesses that replaces its existing private medical insurance schemes, Preferential, Accessible and Sante.

The new proposition, called Simply Employee Health, will be open to new business from 1 July 2013 with quotes now available.

Businesses can opt for Simplyhealth’s approved hospitals within its national or metropolitan, or premium, based hospital network or within its connections directional care model. The provider says it aims to provide quotes within three working days. Existing customers will be able to continue with their existing plans and can consider moving to Simply Employee Health on renewal.

Simplyhealth head of employer marketing Howard Hughes says: “Simply Employee Health offers the market a flexible plan designed with small to medium sized businesses in mind with the ability to enhance or restrict core cover.

Modules such as an enhanced cash benefit, ongoing care and travel insurance can be added to enhance the core cover. To reduce cost businesses can choose to place a limit on out patient treatment of £1,000, remove psychiatric and cancer cover or to incorporate different excesses. This enables businesses to tailor their plans to suit their needs and to provide different levels of cover to different members of staff.

We have also introduced within the core cover, a Rapid Access Physiotherapy Service, designed to remove the need for GP referral and allow individuals to speak to a physiotherapist over the phone or face to face. In addition, the Simplyhealth Mental Health Management Service, is also available with Simply Employee Health, which allows for faster access to a consultant psychiatrist by removing the need to see a GP allowing for faster diagnosis and treatment. Within the core cover, individuals also have access to Denplan’s network of dentists for certain treatment, which allows them to be seen quickly and at a time and place convenient to them.

We believe that our new product offering puts us in a strong position to offer a sustainable proposition now and into the future. We will be working with intermediaries over the next few months to explain how our new plan can benefit and provide long term value to their customers.”