Budget Guide 2015

2015 Budget Guide: Pensions and savings


This year’s Budget has seen the Chancellor press on with yet more far-reaching reforms, some of which build on last year’s momentous changes.

Key changes to the pensions lifetime allowance and innovations in the Isa sector will have far-reaching ramifications for the way advisers handle long-term saving issues.


The 2015 Budget also introduced a revolutionary plan to create a secondary market for annuities, which creates both challenges and opportunities for advisers, and which beg questions about the government’s future approach to other secured benefits such as defined benefit. Trading annuities is not just about access to cash, but also about maximising the generous new death benefits that have just been introduced.

This Budget Guide is designed in partnership with Scottish Widows to give advisers access to some of the best thinking on the many varied issues raised by the Chancellor in his last Budget before the general election, to enable them to help their clients make the most of these far-reaching changes.

John Greenwood , Editor, Corporate Adviser



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 For more insight and analysis into the 2015 Budget visit the Scottish Widows adviser hub .