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Group risk challenges

Future positive?

28 July 2015

Gilt yields, an ageing population, interaction with state benefits and political intervention all present long-term challenges to the group risk sector. But, discovers Edmund Tirbutt, there are reasons to be cheerful


Group CIC - Gaining critical mass

11 June 2015

Group critical illness cover is on the increase, but improvements around P11D and pre-existing condition disclosure hold the key to greater coverage, finds Edmund Tirbutt

Playing the pools

Playing the pools

21 May 2015

Multinational pooling for group risk products has been around for over half a century. So why, asks Edmund Tirbutt, is interest in the concept rising now?

Benefits beyond the core

Risk opportunities beyond the core

28 April 2015

Advisers are always calling for greater innovation from providers. Edmund Tirbutt looks at how things are working beyond the mainstream 


Peak demand for group risk?

March 2015

Will auto-enrolment actually bring the much talked-of upswing in group risk business? It depends on advice and on technology, says Edmund Tirbutt

More Group Risk Features

Peter O'Donnell, Unum

Unum buys dental insurer

10 August 2015

Unum is buying workplace dental insurance National Dental Plan (NDP) from Capita for £31.7m.

Griselda Williams, Trust Pensions

Trust Pensions offers Isa and group life

21 July 2015

SME auto-enrolment master trust Trust Pensions is offering members an Isa service and employers a group life proposition.


Prime Minister backs private sickness benefit product

14 July 2015

Prime Minister David Cameron and Secretary of State for Work and Pensions Iain Duncan Smith have both come out in support of increasing personal responsibility for sickness income through financial products.

More Group Risk News

  • Paul Avis, Canada Life

    Eyes on the small co prize

    Tens of thousands of white-collar small firms are set to reach their staging date – many of which should want group risk products, says Canada Life Group Insurance marketing director Paul Avis

  • Lee Lovett, Munich Re

    NI nudge best bet for group IP – Lovett

    An NI nudge towards a simplified GIP product is a better bet than auto-enrolment for IP says Munich Re head of business development, UK & Ireland Life Lee Lovett

  • Rob-Wheatcroft-MM-Peach-350.jpg

    The uncomfortable truth about GIP

    This year’s group risk business figures look positive but they mask a worrying decline in active group income protection schemes. It’s time for fresh thinking, says Swiss Re technical manager Ron Wheatcroft

  • John Letizia, Unum

    MAS media for workplace education

    The Money Advice Service should be given a statutory objective of delivering a clear workplace financial education strategy, according to Unum head of public policy John Letizia

  • Anna Spender, Friends Life

    Coping with cancer in the workplace - Anna Spender

    Helping workers cope when cancer strikes is a great way for employers to show their staff how much they care about them, says Friends Life head of group protection proposition Anna Spender

  • Teresa Hunter

    Insure our welfare? - Why not

    The ABI’s call for income protection to take a greater role in welfare reform is timely says Teresa Hunter

  • McLoughlin-Roy-600x385.jpg

    Why Seven Families is good news for GIP

    By showcasing the valuable benefits income protection can bring the Seven Families campaign should be a real boost to group risk advisers says Master Adviser corporate & protection specialist Roy McLoughlin

  • Ellipse CEO John Ritchie

    Prepare for state intervention

    Planning for AE to workplace sick pay schemes has to start now says Ellipse chief executive John Ritchie

  • Peter O'Donnell, Unum

    Trends in the Future Workplace

    What will the future office look like, asks Peter O’Donnell, Chief Executive Officer, Unum

  • Ellipse CEO John Ritchie

    AE to workplace sick pay schemes– the next welfare policy target

    Is auto-enrolment into workplace sick pay schemes the next welfare policy target? Ellipse chief executive John Ritchie thinks it should be

More Group Risk Opinion

International benefits

Foreign intelligence

16 May 2013

Increasingly mobile employees plus tight finances equals a need to get more for less from international benefits packages. Achieving that demands better data and smarter thinking, says Nicola Sullivan 

More Group Risk Special Report