Group Risk Features
Group critical illness cover is on the increase, but improvements around P11D and pre-existing condition disclosure hold the key to greater coverage, finds Edmund Tirbutt
Multinational pooling for group risk products has been around for over half a century. So why, asks Edmund Tirbutt, is interest in the concept rising now?
Advisers are always calling for greater innovation from providers. Edmund Tirbutt looks at how things are working beyond the mainstream
Will auto-enrolment actually bring the much talked-of upswing in group risk business? It depends on advice and on technology, says Edmund Tirbutt
With auto-enrolment of pensions enabling advisers to talk about group risk, could we even see auto-enrolment for sickness protection? The tide of opinion may be moving that way, finds Edmund Tirbutt
Group Risk News
Wide gaps between the wellbeing strategies operated by employers persist, with two thirds of companies not monitoring workplace health, according to new research.
Canada Life is launching a simple group life assurance product for 2 to 50 employee organisations that uses basic pensions data.
More than half of UK small businesses would consider other employee benefits when implementing automatic enrolment pensions, with 71 per cent of sub-50 staff firms open to group life.
Group Risk Opinion
Tens of thousands of white-collar small firms are set to reach their staging date – many of which should want group risk products, says Canada Life Group Insurance marketing director Paul Avis
An NI nudge towards a simplified GIP product is a better bet than auto-enrolment for IP says Munich Re head of business development, UK & Ireland Life Lee Lovett
This year’s group risk business figures look positive but they mask a worrying decline in active group income protection schemes. It’s time for fresh thinking, says Swiss Re technical manager Ron Wheatcroft
The Money Advice Service should be given a statutory objective of delivering a clear workplace financial education strategy, according to Unum head of public policy John Letizia
Helping workers cope when cancer strikes is a great way for employers to show their staff how much they care about them, says Friends Life head of group protection proposition Anna Spender
The ABI’s call for income protection to take a greater role in welfare reform is timely says Teresa Hunter
By showcasing the valuable benefits income protection can bring the Seven Families campaign should be a real boost to group risk advisers says Master Adviser corporate & protection specialist Roy McLoughlin
Planning for AE to workplace sick pay schemes has to start now says Ellipse chief executive John Ritchie
What will the future office look like, asks Peter O’Donnell, Chief Executive Officer, Unum
Is auto-enrolment into workplace sick pay schemes the next welfare policy target? Ellipse chief executive John Ritchie thinks it should be
Group Risk Special Report
Increasingly mobile employees plus tight finances equals a need to get more for less from international benefits packages. Achieving that demands better data and smarter thinking, says Nicola Sullivan