Group Risk Features
Before the group risk sector can push GIP as a serious candidate for auto-enrolment it first needs a better understanding of why the product is not making inroads into new markets, finds Edmund Tirbutt
The government has ‘sorted’ retirement income through pensions auto-enrolment, so should sickness absence be the next target? Edmund Tirbutt finds belief in the idea beginning to grow
Personal accident, key person cover and short-term sick pay solutions should all form part of the holistic risk adviser’s toolkit argues Edmund Tirbutt
The industry is divided about how best to promote group risk to a wider audience. Edmund Tirbutt finds solutions ranging from auto-enrolment to new adviser relationships
The link between stress and ill health is a matter of chemical reactions inside the body. Group risk professionals can help workers get the right mix. Edmund Tirbutt reports
Group Risk News
Group income protection premiums will rise by 50 per cent for employers whose average employee age rises by five years, according to research from Towers Watson.
Unum is investing in its sales network in order to better support brokers in growing the UK protection market.
New workplace income protection models that combine state and private provision should be developed to address the protection gap facing more than 10 million households says the ABI.
Group Risk Opinion
Is auto-enrolment into workplace sick pay schemes the next welfare policy target? Ellipse chief executive John Ritchie thinks it should be
The success of the Dutch approach to managing absence could provide a framework for automatic enrolment for group income protection in the UK says Canada Life Group Insurance sales and marketing director Paul Avis
Group life can go a long way to strengthening the emotional contract between employer and employee argues MetLife UK employee benefits director Tom Gaynor
Employer’s NI savings can be diverted to improve health and wellbeing as they face pensions auto-enrolment says Health Shield executive director, sales & marketing Philip Wood
Group IP products do not sit well within a simple products framework. So is compulsion, soft or otherwise, a realistic alternative asks Canada Life Group Insurance marketing director Paul Avis
Would auto-enrolment of income protection be such a good idea? The government may think it has better options says PSHPC senior consultant Paul White
Advisers are aware of multinational pooling but may have not considered entering the market. So is it worth UK advisers taking the plunge asks Canada Life Group Insurance marketing director Paul Avis
Canada Life Group Insurance’s Paul Avis explains how to get the best value from a group risk product
The time has come to make the case for bringing income protection within auto-enrolment says Aviva UK Health head of group risk Steve Bridger
Marco Forato, Chief Marketing Officer at Unum asks why companies are more likely to protect their printers than their people
Group Risk Special Report
Increasingly mobile employees plus tight finances equals a need to get more for less from international benefits packages. Achieving that demands better data and smarter thinking, says Nicola Sullivan